It's not exactly shock news that the UK is staring headlong into an ever increasing social care funding crisis. Talk of government funding, Care ISAs and similar "solutions" come and go with every budget speech from the Chancellor.  But whilst there may be a lot of well meant talk and everybody agrees that something must be done (soon), the truth is that, day-to-day, family and friends are the ones who are having to spend their hard-earned savings caring for their elderly relatives and friends.